Real Estate
Buying a retirement home? Think it through

Buying a retirement home? Think it through

I have had the pleasure recently of consulting with a few retired homeowners who are empty nesters and thinking of selling their homes. Their present homes, which once were so accommodating to their larger families, are now just too much space to take care of. What should they do? Where should they go? How can...
10 ways to conserve energy this winter

10 ways to conserve energy this winter

Conserving energy in the winter is a concern for many homeowners and renters. Whether your goal is to save energy and do your part for the environment or to trim a few dollars from your winter utility bills, here are 10 ways to reduce energy consumption without sacrificing comfort this winter. Have the furnace serviced....
Steps involved with estate planning

Steps involved with estate planning

Although inevitable, death is an emotional subject that’s difficult to discuss. While estate planning can make people uncomfortable, it is an essential part of securing assets for future generations and can make a death in the family easier for loved ones to handle. Estate planning is an umbrella term that refers to a host of...
Open house event hosted by Coldwell Banker

Open house event hosted by Coldwell Banker

Coldwell Banker Residential Brokerage in Connecticut and Westchester County, N.Y. is hosting the Fall in Love with the American Dream Open House Event Sunday, Oct. 19. The event will feature hundreds of homes available for sale throughout Connecticut and Westchester County. “After great success last year, we are excited to announce that we are hosting...
Resources for first-time home buyers

Resources for first-time home buyers

The housing market has begun to heat up thanks to an economy on the rebound. Few people aspire to rent for life, and home ownership is a dream shared by both natives and immigrants who came to the country seeking a better life. Each year the National Association of Realtors compiles a profile of buyers...
Green Building: Building my Passive House - Part 6

Green Building: Building my Passive House – Part 6

This is the sixth entry in a series of columns about the design and construction of my newly certified passive House. Passive House Institute US (PHIUS) offers a certification program for highly energy efficient homes and separate certification programs for home design and building professionals seeking to build them (www.phaus.org for more information). The passive...
Behind on your mortgage? Don’t just sit idly by

Behind on your mortgage? Don’t just sit idly by

You’re behind in your mortgage and you know it is going to happen very shortly. You don’t have any idea how you can pay it. You don’t even want to think about it. You try to put it out of your mind, but it just won’t go away. You don’t want to talk to anyone...
Pre-qualified vs. pre-approved — what’s the difference?

Pre-qualified vs. pre-approved — what’s the difference?

Buying a home can be both exciting and overwhelming and the right mortgage can make all the difference when transforming your dream of homeownership into a reality. You may hear the terms “pre-approval” and “pre-qualification” as you prepare to buy a house, and although many people confuse them, these terms are not one in the...
Waiting and waiting to go home

Waiting and waiting to go home

“We just want to get home,” said Joe Mirmina, one of Storm Sandy’s victims. Mirmina and his wife, Ann-Marie, are two of many Milford shoreline residents still struggling through red tape to get the government money they’ve been promised to fix their storm-damaged houses and move back home. Their stories are complicatedly similar. The Mirminas...
New law eases flood insurance rates

New law eases flood insurance rates

When Fairfield real estate agent Marjorie Judge put her client’s James Street colonial up for sale last January, she didn’t realize that insurance rate hikes brought about by recent changes to the National Flood Insurance Program would send buyers running scared. “It was a lovely little house, but people couldn’t afford the insurance,” said Judge....
‘Shore Up CT’ to help home and business owners  put their buildings up high

‘Shore Up CT’ to help home and business owners put their buildings up high

Homeowners and small business owners can apply for state loans to elevate their shoreline properties, Gov. Dannel P. Malloy announced recently. The new program, called “Shore Up CT,” provides loans as small as $10,000 and as large as $300,000 for property owners in cities and towns in FEMA flood zones VE or AE, which includes...
Rebuilding lives and homes after storms tear them apart

Rebuilding lives and homes after storms tear them apart

When real estate agent Marjorie Judge put her client’s Fairfield colonial up for sale last January, she didn’t realize that insurance rate hikes brought about by recent changes to the National Flood Insurance Program would send buyers running scared. “It was a lovely little house, but people couldn’t afford the insurance,” said Judge. After 108...